Take care of your greatest assets — your employees — with a Master Group Medical policy from VMA or PIBT. Offering coverage for your staff (and often their dependents), this plan features a variety of options, including a fully insured employer group, small — and large — employer group, health maintenance organization (HMO), self-funded ERISA, group managed care, and/or preferred provider organization.
The way we see it, the more you do for your company, the more your company should do for you. Our Executive Reimbursement plan does just that, reimbursing out-of-pocket health, dental, or vision expenses not covered by the group plan.
Voluntary/Supplemental Employee Benefits
For those times when an employee desires extra coverage not offered by their group insurance plan, there’s Voluntary/Supplemental Employee Benefits. These pre-taxed payroll deducted plans are all offered at no cost or liability by the employer to the employees and their families with a variety of options to choose from. Such options include life insurance, critical-illness, cancer, short and long-term disability, pet care, legal plans, travel services, and mortgage programs.
Here’s something your employees can smile about. Divided into three primary categories (including indemnity plans, which allow employees to see the dentist of their choice; PPO plans, which offer reduced fees and a list of preferred providers; and dental HMOs, which provide dental care coverage within a specified network), Our options are flexible, affordable insurance.
In the event of an employee’s death, life insurance provides beneficiary compensation as well as a variety of coverage options for non-fatal injuries. These include Accidental Death and Dismemberment (AD&D) coverage, which compensates the employee for the loss of sight, hearing, or a limb, hand, or foot, as well as specific traumatic medical conditions resulting from a covered illness or injury.
With our Vision insurance, employees needing the services of an eye care professional, such as an ophthalmologist or optometrist, find taking care of their eyes is simple and hassle-free with us. Coverage usually includes annual eye exams and partial or full coverage of the cost of eyeglasses, sunglasses, and contact lenses.
Disability and Long-Term Disability (LTD)
Illness and injury shouldn’t create financial hardship for your employees. Our Disability and LTD provide a monthly benefit to employees who are unable to work for the duration of a covered illness event.